/* ================================
   LIQUID SOLAR — STYLESHEET
   ================================ */

:root {
  --navy:    #0A1628;
  --navy2:   #0F2040;
  --blue:    #0EA5E9;
  --blue-dk: #0284C7;
  --amber:   #F59E0B;
  --amber-lt:#FCD34D;
  --white:   #FFFFFF;
  --gray-50: #F8FAFC;
  --gray-100:#F1F5F9;
  --gray-200:#E2E8F0;
  --gray-400:#94A3B8;
  --gray-600:#475569;
  --gray-800:#1E293B;
  --text:    #1E293B;
  --radius:  14px;
  --shadow:  0 4px 24px rgba(0,0,0,0.08);
  --shadow-lg: 0 12px 48px rgba(0,0,0,0.14);
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', sans-serif;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
}

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }

/* ── TYPOGRAPHY ── */
h1,h2,h3,h4 { line-height: 1.12; }
h1 { font-family: 'Barlow Semi Condensed', sans-serif; font-size: clamp(2.2rem, 4.5vw, 3.6rem); font-weight: 700; letter-spacing: -0.01em; color: var(--white); }
h2 { font-family: 'Barlow Semi Condensed', sans-serif; font-size: clamp(1.7rem, 3vw, 2.5rem); font-weight: 700; letter-spacing: -0.01em; }
h3 { font-size: 1.15rem; font-weight: 600; margin-bottom: 0.5rem; }
p  { line-height: 1.7; color: var(--gray-600); }

/* ── BUTTONS ── */
.btn {
  display: inline-block;
  padding: 12px 28px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.95rem;
  text-decoration: none;
  transition: all 0.2s;
  cursor: pointer;
  border: 2px solid transparent;
}
.btn-primary {
  background: var(--amber);
  color: var(--navy);
}
.btn-primary:hover { background: var(--amber-lt); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(245,158,11,0.35); }
.btn-ghost {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.4);
}
.btn-ghost:hover { background: rgba(255,255,255,0.1); }
.btn-outline {
  background: transparent;
  color: var(--blue-dk);
  border-color: var(--blue-dk);
}
.btn-outline:hover { background: var(--blue-dk); color: var(--white); }
.btn-nav {
  background: var(--amber);
  color: var(--navy);
  padding: 10px 22px;
  font-size: 0.88rem;
}
.btn-nav:hover { background: var(--amber-lt); }
.btn-lg { padding: 16px 36px; font-size: 1rem; }
.btn-full { width: 100%; text-align: center; }

/* ── LABELS ── */
.section-label {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue);
  background: rgba(14,165,233,0.1);
  padding: 5px 14px;
  border-radius: 20px;
  margin-bottom: 16px;
}
.section-sub {
  font-size: 1.05rem;
  max-width: 620px;
  margin: 12px 0 40px;
}

/* ================================
   NAVBAR
   ================================ */
#navbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: rgba(10,22,40,0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(255,255,255,0.06);
  transition: all 0.3s;
}
#navbar.scrolled {
  background: rgba(10,22,40,0.98);
  box-shadow: 0 2px 20px rgba(0,0,0,0.3);
}
.nav-inner {
  max-width: 1200px; margin: 0 auto; padding: 0 24px;
  display: flex; align-items: center; gap: 32px; height: 68px;
}
.logo { text-decoration: none; display: flex; align-items: center; }
.logo-img { height: 44px; width: auto; display: block; object-fit: contain; }
.logo-img-footer { height: 52px; margin-bottom: 8px; }
.nav-links { display: flex; gap: 28px; list-style: none; margin-left: auto; }
.nav-links a { text-decoration: none; color: rgba(255,255,255,0.7); font-size: 0.9rem; font-weight: 500; transition: color 0.2s; }
.nav-links a:hover { color: var(--white); }
.hamburger { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 4px; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--white); border-radius: 2px; transition: all 0.3s; }
.mobile-menu {
  display: none; flex-direction: column; gap: 4px; padding: 12px 24px 20px;
  background: rgba(10,22,40,0.98);
  border-top: 1px solid rgba(255,255,255,0.06);
}
.mobile-menu a { color: rgba(255,255,255,0.8); text-decoration: none; font-size: 1rem; padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,0.06); }
.mobile-menu a:last-child { border-bottom: none; margin-top: 8px; text-align: center; }
.mobile-menu.open { display: flex; }
@media (max-width: 768px) {
  .nav-links, .btn-nav { display: none; }
  .hamburger { display: flex; margin-left: auto; }
}

/* ================================
   HERO
   ================================ */
/* ================================
   HERO — SPLIT LAYOUT
   ================================ */
#hero {
  position: relative;
  min-height: 100vh;
  display: flex; align-items: center;
  background: var(--navy); overflow: hidden;
  padding-top: 68px;
}
.hero-bg { position: absolute; inset: 0; overflow: hidden; }
.sun-glow {
  position: absolute; top: 5%; right: 0%;
  width: 640px; height: 640px;
  background: radial-gradient(circle, rgba(14,165,233,0.07) 0%, rgba(245,158,11,0.05) 50%, transparent 75%);
  border-radius: 50%;
}
.grid-overlay {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(14,165,233,0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(14,165,233,0.05) 1px, transparent 1px);
  background-size: 60px 60px;
}

/* Two-column grid */
.hero-content {
  position: relative; z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
  padding: 80px 24px;
  width: 100%;
}
.hero-text { display: flex; flex-direction: column; }

.urgency-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(245,158,11,0.15); border: 1px solid rgba(245,158,11,0.35);
  color: var(--amber-lt); padding: 8px 18px; border-radius: 30px;
  font-size: 0.85rem; font-weight: 500; margin-bottom: 28px;
  align-self: flex-start;
}
.gradient-text {
  background: linear-gradient(90deg, var(--blue) 0%, #38BDF8 40%, var(--amber) 100%);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
}
.hero-sub {
  color: rgba(255,255,255,0.72); font-size: clamp(1rem, 1.6vw, 1.15rem);
  margin: 20px 0 36px; line-height: 1.7;
}
.hero-sub strong { color: var(--amber); }
.hero-ctas { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 40px; }
.hero-stats {
  display: flex; flex-wrap: wrap; gap: 0;
  background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius); overflow: hidden;
}
.stat {
  flex: 1 1 120px; padding: 16px 20px;
  display: flex; flex-direction: column; gap: 4px;
}
.stat-num { font-family: 'Barlow Semi Condensed', sans-serif; font-size: 1.8rem; font-weight: 700; color: var(--amber); }
.stat-label { font-size: 0.75rem; color: rgba(255,255,255,0.55); line-height: 1.4; }
.stat-divider { width: 1px; background: rgba(255,255,255,0.08); }

/* Right column — photo */
.hero-image-col { position: relative; }
.hero-image-wrap {
  border-radius: 20px;
  padding: 2px;
  background: linear-gradient(140deg, rgba(14,165,233,0.55) 0%, rgba(10,22,40,0.1) 45%, rgba(245,158,11,0.4) 100%);
  box-shadow: 0 32px 72px rgba(0,0,0,0.5), 0 0 48px rgba(14,165,233,0.08);
}
.hero-image-frame {
  border-radius: 18px;
  overflow: hidden;
  position: relative;
  line-height: 0;
}
.hero-image-frame img {
  width: 100%; height: auto;
  display: block; border-radius: 18px;
}
.hero-image-badge {
  position: absolute; bottom: 18px; left: 18px;
  background: rgba(10,22,40,0.88);
  border: 1px solid rgba(14,165,233,0.25);
  border-radius: 12px;
  padding: 10px 16px;
  backdrop-filter: blur(12px);
  display: flex; flex-direction: column; gap: 1px;
}
.hero-badge-num {
  font-family: 'Barlow Semi Condensed', sans-serif;
  font-size: 1.5rem; font-weight: 700; color: var(--amber); line-height: 1;
}
.hero-badge-label { font-size: 0.72rem; color: rgba(255,255,255,0.6); }

/* Mobile: stack vertically */
@media (max-width: 900px) {
  .hero-content {
    grid-template-columns: 1fr;
    gap: 40px;
    padding: 60px 24px;
  }
  .hero-image-col { max-width: 500px; margin: 0 auto; width: 100%; }
}
@media (max-width: 600px) {
  .stat-divider { display: none; }
  .stat { border-bottom: 1px solid rgba(255,255,255,0.08); }
  .hero-image-col { max-width: 100%; }
}

/* ================================
   URGENCY BAR
   ================================ */
#urgency-bar {
  background: linear-gradient(135deg, #1a0a00, #0F2040);
  border-top: 1px solid rgba(245,158,11,0.2);
  border-bottom: 1px solid rgba(245,158,11,0.2);
  padding: 20px 0;
}
.urgency-inner { display: flex; align-items: center; gap: 24px; flex-wrap: wrap; }
.urgency-item { display: flex; align-items: flex-start; gap: 12px; flex: 1 1 300px; color: rgba(255,255,255,0.85); font-size: 0.92rem; }
.urgency-icon { font-size: 1.4rem; flex-shrink: 0; }
.urgency-item strong { color: var(--amber); }
.urgency-divider { width: 1px; height: 40px; background: rgba(255,255,255,0.15); flex-shrink: 0; }
@media (max-width: 700px) { .urgency-divider { display: none; } }

/* ================================
   SECTION SHARED
   ================================ */
section { padding: 96px 0; }
#incentives { background: var(--gray-50); }
#products   { background: var(--white); }
#who-we-serve { background: var(--navy); }
#savings    { background: var(--gray-50); }
#quote      { background: var(--white); }
#about      { background: var(--navy2); }

/* ================================
   INCENTIVES
   ================================ */
.incentive-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 24px;
}
@media (min-width: 900px) {
  .incentive-grid { grid-template-columns: repeat(3, 1fr); }
  .card-wide      { grid-column: span 2; }
}
.incentive-card {
  background: var(--white); border-radius: var(--radius);
  padding: 32px; box-shadow: var(--shadow);
  border: 1px solid var(--gray-200);
  transition: transform 0.2s, box-shadow 0.2s;
}
.incentive-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.card-featured {
  background: var(--navy); border-color: rgba(14,165,233,0.3);
  grid-column: 1 / -1;
}
.card-featured h3, .card-featured p, .card-featured li { color: var(--white) !important; }
.card-featured p { color: rgba(255,255,255,0.75) !important; }
.incentive-tag {
  font-size: 0.68rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--blue); background: rgba(14,165,233,0.12); padding: 3px 10px;
  border-radius: 20px; display: inline-block; margin-bottom: 10px;
}
.card-featured .incentive-tag { color: var(--amber); background: rgba(245,158,11,0.15); }
.incentive-pct {
  font-family: 'Barlow Semi Condensed', sans-serif; font-size: 2.8rem; font-weight: 700;
  color: var(--amber); line-height: 1; margin-bottom: 8px;
}
.incentive-list { margin: 12px 0 0 18px; }
.incentive-list li { font-size: 0.9rem; color: rgba(255,255,255,0.75); margin-bottom: 6px; }
.incentive-deadline {
  margin-top: 16px; padding: 10px 14px;
  background: rgba(245,158,11,0.12); border-radius: 8px;
  font-size: 0.85rem; color: var(--amber-lt); font-weight: 500;
}
.incentive-badge {
  display: inline-block; margin-top: 16px;
  background: rgba(16,185,129,0.1); color: #10B981;
  padding: 6px 14px; border-radius: 20px; font-size: 0.82rem; font-weight: 600;
}
/* Wide banner card (USDA) */
.card-banner {
  display: flex; align-items: center; gap: 40px;
}
.card-banner-left { flex-shrink: 0; min-width: 180px; }
.card-banner-left .incentive-pct { margin-bottom: 4px; }
.card-banner-right { flex: 1; }
.card-banner-right p { margin-bottom: 0; }
@media (max-width: 700px) {
  .card-banner { flex-direction: column; gap: 16px; }
}

/* ================================
   PRODUCTS
   ================================ */
.product-grid {
  display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 24px;
}
.product-card {
  background: var(--gray-50); border-radius: var(--radius); padding: 32px;
  border: 1px solid var(--gray-200); position: relative;
  transition: transform 0.2s, box-shadow 0.2s;
}
.product-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.product-card-featured { background: var(--navy); border-color: var(--blue); }
.product-card-featured h3, .product-card-featured p, .product-card-featured li { color: var(--white) !important; }
.product-card-featured p { color: rgba(255,255,255,0.7) !important; }
.product-badge-top {
  position: absolute; top: -12px; left: 50%; transform: translateX(-50%);
  background: var(--amber); color: var(--navy); font-size: 0.75rem; font-weight: 700;
  padding: 4px 16px; border-radius: 20px; white-space: nowrap;
}
.product-icon { font-size: 2rem; margin-bottom: 12px; }
.product-features { list-style: none; margin: 12px 0 24px; }
.product-features li {
  font-size: 0.88rem; color: var(--gray-600); padding: 5px 0;
  border-bottom: 1px solid var(--gray-200); display: flex; align-items: center; gap: 8px;
}
.product-features li::before { content: "✓"; color: var(--blue); font-weight: 700; flex-shrink: 0; }
.product-card-featured .product-features li { color: rgba(255,255,255,0.7); border-bottom-color: rgba(255,255,255,0.1); }
.product-card-featured .product-features li::before { color: var(--amber); }

/* ================================
   WHO WE SERVE
   ================================ */
#who-we-serve h2, #who-we-serve .section-sub { color: var(--white); }
#who-we-serve .section-sub { color: rgba(255,255,255,0.65); }
.serve-grid {
  display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 24px;
}
.serve-card {
  background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius); padding: 32px;
  transition: background 0.2s, transform 0.2s;
}
.serve-card:hover { background: rgba(255,255,255,0.08); transform: translateY(-3px); }
.serve-card-featured {
  background: rgba(14,165,233,0.1); border-color: rgba(14,165,233,0.35); position: relative;
}
.serve-badge {
  display: inline-block; font-size: 0.78rem; font-weight: 600;
  background: var(--amber); color: var(--navy); padding: 4px 14px;
  border-radius: 20px; margin-bottom: 12px;
}
.serve-icon { font-size: 2.2rem; margin-bottom: 10px; }
.serve-card h3 { color: var(--white); margin-bottom: 10px; }
.serve-card p { color: rgba(255,255,255,0.65); font-size: 0.92rem; margin-bottom: 20px; }
.serve-highlights { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 20px; }
.serve-highlights span {
  font-size: 0.75rem; font-weight: 500; padding: 4px 12px;
  background: rgba(14,165,233,0.12); color: var(--blue);
  border-radius: 20px; border: 1px solid rgba(14,165,233,0.2);
}
.serve-card-featured .serve-highlights span { color: var(--amber); background: rgba(245,158,11,0.1); border-color: rgba(245,158,11,0.2); }
.serve-link { color: var(--blue); font-size: 0.9rem; font-weight: 600; text-decoration: none; }
.serve-link:hover { color: var(--amber); }
.serve-card-featured .serve-link { color: var(--amber); }

/* ================================
   SAVINGS
   ================================ */
.savings-grid { display: flex; flex-direction: column; gap: 32px; margin-bottom: 40px; }
.savings-city {
  background: var(--white); border-radius: var(--radius);
  padding: 28px 32px; border: 1px solid var(--gray-200); box-shadow: var(--shadow);
}
.savings-city h3 {
  font-size: 1.3rem; color: var(--navy); margin-bottom: 20px;
  padding-bottom: 12px; border-bottom: 2px solid var(--amber);
  display: inline-block;
}
.savings-stat-row { display: flex; flex-wrap: wrap; gap: 24px; }
.savings-stat { display: flex; flex-direction: column; flex: 1 1 140px; }
.s-num { font-family: 'Barlow Semi Condensed', sans-serif; font-size: 1.7rem; font-weight: 700; color: var(--navy); }
.s-lbl { font-size: 0.8rem; color: var(--gray-400); margin-top: 2px; }
.savings-stat.highlight .s-num { color: var(--amber); }
.payback-banner {
  display: flex; flex-wrap: wrap; gap: 0;
  background: var(--navy); border-radius: var(--radius); overflow: hidden;
}
.payback-item {
  flex: 1 1 200px; padding: 24px 28px;
  display: flex; flex-direction: column; gap: 4px;
  border-right: 1px solid rgba(255,255,255,0.08);
}
.payback-item:last-child { border-right: none; }
.payback-item strong { font-family: 'Barlow Semi Condensed', sans-serif; font-size: 1.5rem; font-weight: 700; color: var(--amber); }
.payback-item span { font-size: 0.82rem; color: rgba(255,255,255,0.55); }

/* ================================
   QUOTE FORM
   ================================ */
.quote-wrap {
  display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start;
}
@media (max-width: 900px) { .quote-wrap { grid-template-columns: 1fr; gap: 40px; } }
.quote-left h2 { margin-bottom: 16px; }
.quote-trust { margin-top: 28px; display: flex; flex-direction: column; gap: 10px; }
.trust-item { font-size: 0.92rem; color: var(--gray-600); }
.quote-form {
  background: var(--gray-50); border-radius: var(--radius);
  padding: 36px; border: 1px solid var(--gray-200); box-shadow: var(--shadow);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 500px) { .form-row { grid-template-columns: 1fr; } }
.form-group { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }
.form-group label { font-size: 0.85rem; font-weight: 600; color: var(--gray-600); }
.form-group input, .form-group select, .form-group textarea {
  padding: 11px 14px; border-radius: 8px;
  border: 1.5px solid var(--gray-200); background: var(--white);
  font-size: 0.95rem; font-family: 'Inter', sans-serif;
  color: var(--text); transition: border-color 0.2s;
  outline: none;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  border-color: var(--blue); box-shadow: 0 0 0 3px rgba(14,165,233,0.1);
}
.form-success { text-align: center; padding: 40px; }
.success-icon { font-size: 3rem; margin-bottom: 16px; }
.form-success h3 { color: var(--navy); margin-bottom: 12px; }

/* ================================
   ABOUT
   ================================ */
.about-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
@media (max-width: 900px) { .about-wrap { grid-template-columns: 1fr; gap: 40px; } }
.about-text h2 { color: var(--white); margin-bottom: 16px; }
.about-text p { color: rgba(255,255,255,0.65); margin-bottom: 16px; }
.about-stats { display: flex; flex-direction: column; gap: 16px; margin-top: 28px; }
.about-stat { display: flex; flex-direction: column; gap: 3px; }
.about-stat strong { color: var(--amber); font-size: 1rem; }
.about-stat span { color: rgba(255,255,255,0.5); font-size: 0.85rem; }
.about-card {
  background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius); overflow: hidden;
}
.about-card-inner { padding: 36px; }
.about-card-icon { font-size: 2.5rem; margin-bottom: 16px; }
.about-card h3 { color: var(--white); margin-bottom: 12px; }
.about-card p { color: rgba(255,255,255,0.6); font-size: 0.92rem; margin-bottom: 24px; }
.contact-block { display: flex; flex-direction: column; gap: 8px; }
.contact-line { font-size: 0.92rem; color: rgba(255,255,255,0.7); }
.contact-line a { color: var(--blue); text-decoration: none; }
.contact-line a:hover { color: var(--amber); }

/* ================================
   FOOTER CTA
   ================================ */
#footer-cta {
  background: linear-gradient(135deg, var(--blue-dk), var(--navy));
  padding: 64px 0;
}
.footer-cta-inner {
  display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap;
}
#footer-cta h2 { color: var(--white); }
#footer-cta p { color: rgba(255,255,255,0.7); margin-top: 6px; }

/* ================================
   FOOTER
   ================================ */
footer { background: #060e1c; padding: 64px 0 0; }
.footer-inner { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 48px; }
@media (max-width: 768px) { .footer-inner { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { .footer-inner { grid-template-columns: 1fr; } }
.footer-brand p { color: rgba(255,255,255,0.4); font-size: 0.85rem; margin-top: 12px; max-width: 260px; line-height: 1.6; }
.footer-links h4, .footer-contact h4 { color: rgba(255,255,255,0.8); font-size: 0.85rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 16px; }
.footer-links ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.footer-links ul li, .footer-links ul a { font-size: 0.88rem; color: rgba(255,255,255,0.45); text-decoration: none; }
.footer-links ul a:hover { color: var(--amber); }
.footer-contact p { font-size: 0.88rem; color: rgba(255,255,255,0.45); margin-bottom: 8px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.06); padding: 20px 0;
  text-align: center;
}
.footer-bottom p { font-size: 0.8rem; color: rgba(255,255,255,0.3); }
.footer-disclaimer { margin-top: 4px; font-size: 0.72rem !important; }

/* ================================
   FLOATING CTA
   ================================ */
.floating-cta {
  position: fixed; bottom: 28px; right: 28px; z-index: 999;
  background: var(--amber); color: var(--navy);
  padding: 14px 26px; border-radius: 50px;
  font-weight: 700; font-size: 0.9rem; text-decoration: none;
  box-shadow: 0 4px 24px rgba(245,158,11,0.5);
  transform: translateY(100px); opacity: 0;
  transition: all 0.3s;
}
.floating-cta.visible { transform: translateY(0); opacity: 1; }
.floating-cta:hover { background: var(--amber-lt); transform: translateY(-2px); box-shadow: 0 8px 32px rgba(245,158,11,0.6); }

/* ================================
   RESPONSIVE MISC
   ================================ */
@media (max-width: 768px) {
  section { padding: 64px 0; }
  .hero-content { padding: 60px 24px; }
  .incentive-grid, .product-grid, .serve-grid { grid-template-columns: 1fr; }
  .card-featured { grid-column: span 1; }
  .payback-banner { flex-direction: column; }
  .payback-item { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.08); }
}